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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,332 | $135,956-86.5% | $123,894-85.2% | $273,972-93.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 18.85% | 56.63%-37.8pp | 47.52%-28.7pp | 41.46%-22.6pp |
| Employer contribution / active EE | $2,696 | $5,170-47.8% | $4,617-41.6% | $4,869-44.6% |
| Participant deferral / active EE | $7,183 | $6,343+13.3% | $5,984+20.0% | $5,287+35.9% |
| Admin fee / account holder | $1,893 | $9,817-80.7% | $8,357-77.4% | $10,133-81.3% |