Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1503696 | Recordkeeping | $385 |
UBS FINANCIAL SERVICES INC1+ years Filed as: UBS TRUST COMPANY OF PUERTO RICO Service code 21 · EIN 66-0532499 | Bank Trustee | $0 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,093 | $52,678-73.2% | $75,784-81.4% | $59,633-76.4% |
| Participation rate | 73.2% | 67.2%+6.0pp | 75.8%-2.6pp | 68.7%+4.6pp |
| Annual return | 1.32% | 2.95%-1.6pp | 9.68%-8.4pp | 2041.45%-2040.1pp |
| Employer contribution / active EE | $355 | $2,193-83.8% | $3,323-89.3% | $2,203-83.9% |
| Participant deferral / active EE | $959 | $2,591-63.0% | $3,652-73.8% | $3,192-70.0% |
| Admin fee / account holder | $5 | $3,610-99.9% | $5,300-99.9% | $4,297-99.9% |