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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA INSTITUTIONAL PLAN SERVICES Service code 37 · EIN 04-3516284 | Loan Processing | $70,453 |
Filed as: VOYA RETIREMENT ADVISORS Service code 26 · EIN 02-0488491 | Advisory (Participants) | $38,186 |
HEIN & ASSOCIATES LLP3+ years Filed as: HEIN & ASSOCIATES Service code 10 · EIN 84-0749233 | Accounting | $6,610 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,413 | $75,284-31.7% | $91,004-43.5% | $69,631-26.2% |
| Participation rate | 99.5% | 80.4%+19.1pp | 75.6%+23.9pp | 70.7%+28.8pp |
| Annual return | 13.90% | 48.40%-34.5pp | 4.60%+9.3pp | 27571.02%-27557.1pp |
| Employer contribution / active EE | $1,477 | $2,473-40.3% | $2,456-39.8% | $2,032-27.3% |
| Participant deferral / active EE | $2,283 | $3,700-38.3% | $3,548-35.7% | $3,224-29.2% |
| Admin fee / account holder | $150 | $111+35.9% | $5,417-97.2% | $110+36.1% |