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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA INSTITUTIONAL PLAN SERVICES Service code 37 · EIN 04-3516284 | Loan Processing | $76,985 |
Filed as: VOYA RETIREMENT ADVISORS Service code 26 · EIN 22-1862786 | Advisory (Participants) | $47,922 |
MOSS ADAMS LLP1 year Filed as: MOSS ADAMS Service code 10 · EIN 91-0189318 | Accounting | $12,560 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,676 | $81,948-41.8% | $90,766-47.5% | $64,824-26.5% |
| Participation rate | 97.9% | 80.5%+17.5pp | 75.7%+22.2pp | 71.5%+26.5pp |
| Annual return | -19.71% | -12.53%-7.2pp | -12.16%-7.6pp | 32.84%-52.6pp |
| Employer contribution / active EE | $1,706 | $3,067-44.4% | $2,922-41.6% | $2,507-32.0% |
| Participant deferral / active EE | $2,960 | $4,844-38.9% | $4,565-35.2% | $4,311-31.3% |
| Admin fee / account holder | $163 | $157+3.6% | $8,446-98.1% | $188-13.4% |