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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,468 | $150,442-61.1% | $136,295-57.1% | $147,585-60.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 35.32% | 1049.09%-1013.8pp | 5155.97%-5120.7pp | 578.56%-543.2pp |
| Employer contribution / active EE | $2,732 | $5,256-48.0% | $4,695-41.8% | $4,876-44.0% |
| Participant deferral / active EE | $1,797 | $6,630-72.9% | $6,247-71.2% | $5,439-67.0% |
| Admin fee / account holder | $642 | $10,905-94.1% | $9,243-93.1% | $10,885-94.1% |