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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,179 | $157,304-56.0% | $141,197-51.0% | $152,909-54.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.18% | 64.34%-41.2pp | 71.41%-48.2pp | 345.46%-322.3pp |
| Employer contribution / active EE | $2,070 | $5,263-60.7% | $4,736-56.3% | $4,764-56.6% |
| Participant deferral / active EE | $1,393 | $7,111-80.4% | $6,710-79.2% | $5,851-76.2% |
| Admin fee / account holder | $613 | $12,126-94.9% | $10,265-94.0% | $11,601-94.7% |