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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,973 | $78,694-77.2% | $67,652-73.4% | $125,389-85.7% |
| Participation rate | 90.0% | 78.8%+11.2pp | 75.7%+14.3pp | 83.2%+6.8pp |
| Annual return | -1.28% | 9.46%-10.7pp | 6625.40%-6626.7pp | 282.24%-283.5pp |
| Employer contribution / active EE | $1,216 | $3,044-60.1% | $2,266-46.3% | $4,866-75.0% |
| Participant deferral / active EE | $3,529 | $4,292-17.8% | $3,560-0.9% | $5,352-34.1% |
| Admin fee / account holder | $309 | $7,403-95.8% | $4,821-93.6% | $9,541-96.8% |