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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,560 | $100,811-38.9% | $86,698-29.0% | $134,545-54.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -21.87% | 29.11%-51.0pp | 35.96%-57.8pp | 418.37%-440.2pp |
| Employer contribution / active EE | $1,478 | $3,490-57.7% | $2,837-47.9% | $4,742-68.8% |
| Participant deferral / active EE | $5,183 | $5,339-2.9% | $4,656+11.3% | $6,401-19.0% |
| Admin fee / account holder | $1,702 | $10,926-84.4% | $7,492-77.3% | $11,431-85.1% |