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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,879 | $167,503+85.6% | $151,627+105.0% | $134,493+131.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -23.17% | 7.80%-31.0pp | 3.33%-26.5pp | 418.01%-441.2pp |
| Employer contribution / active EE | $1,804 | $6,829-73.6% | $6,166-70.7% | $4,740-61.9% |
| Participant deferral / active EE | $8,360 | $8,985-7.0% | $8,3630% | $6,400+30.6% |
| Admin fee / account holder | $4,235 | $13,777-69.3% | $11,612-63.5% | $11,425-62.9% |