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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,354 | $197,637+42.9% | $177,848+58.8% | $158,982+77.6% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 16.34% | 58.77%-42.4pp | 48.33%-32.0pp | 302.99%-286.6pp |
| Employer contribution / active EE | $2,626 | $6,698-60.8% | $5,919-55.6% | $4,763-44.9% |
| Participant deferral / active EE | $7,693 | $8,405-8.5% | $7,714-0.3% | $5,983+28.6% |
| Admin fee / account holder | $9,872 | $15,406-35.9% | $12,431-20.6% | $11,252-12.3% |