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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,039 | $184,000+44.0% | $162,185+63.4% | $152,909+73.3% |
| Participation rate | 84.6% | 88.5%-3.9pp | 87.6%-2.9pp | 82.5%+2.2pp |
| Annual return | 17.60% | 150.80%-133.2pp | 115.61%-98.0pp | 345.46%-327.9pp |
| Employer contribution / active EE | $2,077 | $6,370-67.4% | $5,613-63.0% | $4,764-56.4% |
| Participant deferral / active EE | $7,434 | $8,033-7.5% | $7,297+1.9% | $5,851+27.0% |
| Admin fee / account holder | $7,491 | $13,124-42.9% | $10,844-30.9% | $11,601-35.4% |