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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,491 | $209,847-42.6% | $189,520-36.4% | $167,518-28.1% |
| Participation rate | 93.3% | 88.7%+4.7pp | 87.8%+5.5pp | 82.1%+11.2pp |
| Annual return | -19.15% | 748.45%-767.6pp | 555.25%-574.4pp | 478.71%-497.9pp |
| Employer contribution / active EE | $18,540 | $6,913+168.2% | $6,161+200.9% | $4,838+283.2% |
| Participant deferral / active EE | $9,009 | $8,934+0.8% | $8,220+9.6% | $6,342+42.1% |
| Admin fee / account holder | $37,459 | $14,295+162.0% | $12,046+211.0% | $12,312+204.2% |