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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,066 | $201,344+14.3% | $184,243+24.9% | $145,877+57.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.14% | 29.01%-17.9pp | 28.82%-17.7pp | 551.28%-540.1pp |
| Employer contribution / active EE | $46,384 | $7,022+560.5% | $6,427+621.7% | $4,663+894.7% |
| Participant deferral / active EE | $31,125 | $9,807+217.4% | $9,132+240.8% | $6,691+365.2% |
| Admin fee / account holder | $6,834 | $16,382-58.3% | $13,914-50.9% | $13,402-49.0% |