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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,168 | $124,330-18.6% | $109,173-7.3% | $167,536-39.6% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 16.90% | 26.04%-9.1pp | 25.75%-8.9pp | 478.82%-461.9pp |
| Employer contribution / active EE | $10,693 | $4,209+154.0% | $3,723+187.2% | $4,839+121.0% |
| Participant deferral / active EE | $3,363 | $5,256-36.0% | $4,654-27.7% | $6,342-47.0% |
| Admin fee / account holder | $670 | $7,974-91.6% | $6,755-90.1% | $12,315-94.6% |