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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,168 | $124,314-18.6% | $109,163-7.3% | $167,518-39.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 16.90% | 26.04%-9.1pp | 25.75%-8.9pp | 478.71%-461.8pp |
| Employer contribution / active EE | $10,693 | $4,209+154.1% | $3,723+187.2% | $4,838+121.0% |
| Participant deferral / active EE | $3,363 | $5,256-36.0% | $4,654-27.7% | $6,342-47.0% |
| Admin fee / account holder | $670 | $7,973-91.6% | $6,754-90.1% | $12,312-94.6% |