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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,954 | $115,814-27.5% | $101,275-17.1% | $158,982-47.2% |
| Participation rate | 90.9% | 79.4%+11.5pp | 75.8%+15.1pp | 82.0%+8.9pp |
| Annual return | 20.07% | 56.16%-36.1pp | 46.48%-26.4pp | 302.99%-282.9pp |
| Employer contribution / active EE | $8,525 | $4,176+104.2% | $3,660+132.9% | $4,763+79.0% |
| Participant deferral / active EE | $3,254 | $4,958-34.4% | $4,371-25.6% | $5,983-45.6% |
| Admin fee / account holder | $324 | $7,249-95.5% | $5,948-94.5% | $11,252-97.1% |