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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,717 | $124,314-40.7% | $109,163-32.5% | $167,518-56.0% |
| Participation rate | 88.2% | 79.4%+8.8pp | 75.9%+12.4pp | 82.1%+6.1pp |
| Annual return | 8.84% | 26.04%-17.2pp | 25.75%-16.9pp | 478.71%-469.9pp |
| Employer contribution / active EE | $3,520 | $4,209-16.4% | $3,723-5.5% | $4,838-27.3% |
| Participant deferral / active EE | $6,358 | $5,256+21.0% | $4,654+36.6% | $6,342+0.3% |
| Admin fee / account holder | $7,717 | $7,973-3.2% | $6,754+14.3% | $12,312-37.3% |