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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,616 | $106,247-26.9% | $96,515-19.6% | $139,466-44.3% |
| Participation rate | 62.5% | 77.8%-15.3pp | 74.3%-11.8pp | 80.3%-17.8pp |
| Annual return | 25.98% | 38.47%-12.5pp | 35.73%-9.8pp | 373.66%-347.7pp |
| Employer contribution / active EE | $1,433 | $4,106-65.1% | $3,740-61.7% | $4,754-69.9% |
| Participant deferral / active EE | $2,322 | $5,456-57.4% | $4,880-52.4% | $6,712-65.4% |
| Admin fee / account holder | $4,294 | $7,885-45.5% | $6,735-36.2% | $11,409-62.4% |