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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,066 | $91,537-35.5% | $130,045-54.6% | $75,173-21.4% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 19.30% | -631.55%+650.8pp | -137.30%+156.6pp | 160.72%-141.4pp |
| Employer contribution / active EE | $5,353 | $2,845+88.2% | $4,321+23.9% | $2,671+100.4% |
| Participant deferral / active EE | $8,011 | $4,343+84.5% | $5,820+37.7% | $4,126+94.2% |
| Admin fee / account holder | $1,362 | $6,780-79.9% | $10,600-87.2% | $5,651-75.9% |