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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,479 | $162,812-66.5% | $133,971-59.3% | $158,966-65.7% |
| Participation rate | 91.7% | 83.2%+8.4pp | 79.8%+11.8pp | 82.0%+9.7pp |
| Annual return | 17.70% | 41.94%-24.2pp | 45.09%-27.4pp | 302.95%-285.2pp |
| Employer contribution / active EE | $5,071 | $4,976+1.9% | $3,919+29.4% | $4,762+6.5% |
| Participant deferral / active EE | $7,164 | $5,910+21.2% | $5,047+41.9% | $5,983+19.7% |
| Admin fee / account holder | $2,040 | $11,741-82.6% | $8,929-77.2% | $11,250-81.9% |