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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,767 | $174,379-25.6% | $152,093-14.7% | $138,895-6.6% |
| Participation rate | 83.3% | 81.6%+1.7pp | 77.8%+5.6pp | 79.9%+3.4pp |
| Annual return | 13.85% | 74.86%-61.0pp | 66.36%-52.5pp | 145.39%-131.5pp |
| Employer contribution / active EE | $2,098 | $4,652-54.9% | $4,175-49.7% | $4,194-50.0% |
| Participant deferral / active EE | $7,206 | $6,159+17.0% | $5,451+32.2% | $6,396+12.7% |
| Admin fee / account holder | $35,405 | $16,880+109.7% | $14,497+144.2% | $12,562+181.8% |