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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,677 | $181,896-65.0% | $156,551-59.3% | $273,972-76.8% |
| Participation rate | 66.7% | 88.4%-21.7pp | 84.0%-17.3pp | 83.0%-16.3pp |
| Annual return | 8.32% | 30.74%-22.4pp | 32.23%-23.9pp | 41.46%-33.1pp |
| Employer contribution / active EE | $1,389 | $6,248-77.8% | $5,501-74.7% | $4,869-71.5% |
| Participant deferral / active EE | $4,773 | $5,550-14.0% | $4,871-2.0% | $5,287-9.7% |
| Admin fee / account holder | $17,074 | $15,560+9.7% | $13,028+31.1% | $10,133+68.5% |