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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,170 | $183,592-72.1% | $155,574-67.1% | $145,877-64.9% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 14.37% | 61.37%-47.0pp | 64.87%-50.5pp | 551.28%-536.9pp |
| Employer contribution / active EE | $2,120 | $5,317-60.1% | $4,676-54.7% | $4,663-54.5% |
| Participant deferral / active EE | $6,045 | $6,466-6.5% | $5,629+7.4% | $6,691-9.7% |
| Admin fee / account holder | $12,367 | $19,316-36.0% | $15,914-22.3% | $13,402-7.7% |