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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,775 | $157,276-48.6% | $141,177-42.8% | $152,885-47.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.08% | 64.33%-41.2pp | 71.40%-48.3pp | 345.39%-322.3pp |
| Employer contribution / active EE | $6,991 | $5,262+32.9% | $4,736+47.6% | $4,763+46.8% |
| Participant deferral / active EE | $15,565 | $7,110+118.9% | $6,710+132.0% | $5,851+166.0% |
| Admin fee / account holder | $2,579 | $12,123-78.7% | $10,263-74.9% | $11,598-77.8% |