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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,304 | $135,956-69.6% | $123,894-66.7% | $273,972-84.9% |
| Participation rate | 75.0% | 84.1%-9.1pp | 81.4%-6.4pp | 83.0%-8.0pp |
| Annual return | 5.26% | 56.63%-51.4pp | 47.52%-42.3pp | 41.46%-36.2pp |
| Employer contribution / active EE | $3,608 | $5,170-30.2% | $4,617-21.9% | $4,869-25.9% |
| Participant deferral / active EE | $5,568 | $6,343-12.2% | $5,984-7.0% | $5,287+5.3% |
| Admin fee / account holder | $3,728 | $9,817-62.0% | $8,357-55.4% | $10,133-63.2% |