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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,446 | $98,760+75.6% | $149,715+15.9% | $79,858+117.2% |
| Participation rate | 75.0% | 75.8%-0.8pp | 82.5%-7.5pp | 69.6%+5.4pp |
| Annual return | 11.62% | 27.43%-15.8pp | 276.66%-265.0pp | 31.72%-20.1pp |
| Employer contribution / active EE | $2,680 | $3,217-16.7% | $4,645-42.3% | $2,471+8.4% |
| Participant deferral / active EE | $6,702 | $5,681+18.0% | $6,842-2.1% | $3,740+79.2% |
| Admin fee / account holder | $5,297 | $6,053-12.5% | $9,310-43.1% | $5,306-0.2% |