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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,035 | $150,446-25.5% | $136,297-17.8% | $147,585-24.1% |
| Participation rate | 86.4% | 84.4%+1.9pp | 81.9%+4.4pp | 82.8%+3.5pp |
| Annual return | 16.91% | 1049.14%-1032.2pp | 5156.19%-5139.3pp | 578.58%-561.7pp |
| Employer contribution / active EE | $3,171 | $5,256-39.7% | $4,696-32.5% | $4,876-35.0% |
| Participant deferral / active EE | $7,830 | $6,631+18.1% | $6,247+25.3% | $5,439+44.0% |
| Admin fee / account holder | $2,888 | $10,906-73.5% | $9,244-68.8% | $10,886-73.5% |