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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,116 | $101,795+71.0% | $165,100+5.5% | $80,959+115.1% |
| Participation rate | 88.0% | 71.8%+16.2pp | 78.6%+9.4pp | 67.7%+20.3pp |
| Annual return | 5.97% | 16.73%-10.8pp | 70.21%-64.2pp | 35.67%-29.7pp |
| Employer contribution / active EE | $11,812 | $2,954+299.9% | $4,348+171.7% | $2,757+328.4% |
| Participant deferral / active EE | $11,752 | $4,476+162.5% | $6,035+94.7% | $4,300+173.3% |
| Admin fee / account holder | $48,726 | $8,221+492.7% | $12,696+283.8% | $6,925+603.6% |