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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,116 | $101,763+71.1% | $164,866+5.6% | $80,874+115.3% |
| Participation rate | 88.0% | 71.8%+16.2pp | 78.6%+9.4pp | 67.6%+20.4pp |
| Annual return | 5.97% | 16.73%-10.8pp | 69.97%-64.0pp | 35.62%-29.7pp |
| Employer contribution / active EE | $11,812 | $2,954+299.8% | $4,343+172.0% | $2,756+328.6% |
| Participant deferral / active EE | $11,752 | $4,477+162.5% | $6,033+94.8% | $4,297+173.5% |
| Admin fee / account holder | $48,726 | $8,228+492.2% | $12,689+284.0% | $6,935+602.6% |