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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,573 | $95,915+127.9% | $79,580+174.7% | $134,532+62.5% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -20.97% | -2.71%-18.3pp | 0.15%-21.1pp | 418.27%-439.2pp |
| Employer contribution / active EE | $22,167 | $3,129+608.5% | $2,413+818.5% | $4,741+367.6% |
| Participant deferral / active EE | $13,900 | $4,693+196.2% | $3,985+248.8% | $6,401+117.2% |
| Admin fee / account holder | $1,017 | $9,132-88.9% | $6,835-85.1% | $11,429-91.1% |