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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,534 | $95,975+65.2% | $74,549+112.7% | $135,379+17.1% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | 1.14% | 56.96%-55.8pp | 32.53%-31.4pp | 519.79%-518.7pp |
| Employer contribution / active EE | $7,500 | $2,716+176.1% | $1,961+282.5% | $4,779+56.9% |
| Participant deferral / active EE | $12,333 | $3,844+220.9% | $3,108+296.8% | $5,609+119.9% |
| Admin fee / account holder | $788 | $6,522-87.9% | $5,059-84.4% | $10,828-92.7% |