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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,750 | $183,516+0.1% | $155,534+18.1% | $145,884+26.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 23.42% | 61.43%-38.0pp | 64.92%-41.5pp | 551.85%-528.4pp |
| Employer contribution / active EE | $5,102 | $5,315-4.0% | $4,675+9.1% | $4,662+9.4% |
| Participant deferral / active EE | $3,325 | $6,467-48.6% | $5,630-40.9% | $6,690-50.3% |
| Admin fee / account holder | $752 | $19,293-96.1% | $15,900-95.3% | $13,392-94.4% |