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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,227 | $133,998-41.6% | $112,263-30.3% | $134,545-41.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -24.99% | 47.17%-72.2pp | 27.49%-52.5pp | 418.37%-443.4pp |
| Employer contribution / active EE | $15,714 | $4,040+289.0% | $3,636+332.2% | $4,742+231.4% |
| Participant deferral / active EE | $10,516 | $5,292+98.7% | $4,729+122.3% | $6,401+64.3% |
| Admin fee / account holder | $6,898 | $7,493-7.9% | $6,410+7.6% | $11,431-39.7% |