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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,258 | $115,814-24.7% | $101,275-13.8% | $158,982-45.1% |
| Participation rate | 71.4% | 79.4%-7.9pp | 75.8%-4.4pp | 82.0%-10.5pp |
| Annual return | 20.03% | 56.16%-36.1pp | 46.48%-26.5pp | 302.99%-283.0pp |
| Employer contribution / active EE | $7,143 | $4,176+71.1% | $3,660+95.2% | $4,763+50.0% |
| Participant deferral / active EE | $5,641 | $4,958+13.8% | $4,371+29.1% | $5,983-5.7% |
| Admin fee / account holder | $956 | $7,249-86.8% | $5,948-83.9% | $11,252-91.5% |