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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,143 | $107,368-44.9% | $92,915-36.3% | $152,909-61.3% |
| Participation rate | 90.9% | 79.8%+11.1pp | 76.0%+14.9pp | 82.5%+8.5pp |
| Annual return | 26.11% | 145.64%-119.5pp | 109.45%-83.3pp | 345.46%-319.4pp |
| Employer contribution / active EE | $9,091 | $4,222+115.3% | $3,653+148.8% | $4,764+90.8% |
| Participant deferral / active EE | $7,365 | $4,848+51.9% | $4,238+73.8% | $5,851+25.9% |
| Admin fee / account holder | $711 | $7,082-90.0% | $5,796-87.7% | $11,601-93.9% |