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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,880 | $111,535+7.5% | $105,223+13.9% | $137,256-12.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 14.38% | 237.85%-223.5pp | 180.65%-166.3pp | 220.34%-206.0pp |
| Employer contribution / active EE | $3,261 | $3,939-17.2% | $3,689-11.6% | $4,156-21.5% |
| Participant deferral / active EE | $7,950 | $5,500+44.5% | $5,072+56.8% | $6,407+24.1% |
| Admin fee / account holder | $878 | $9,721-91.0% | $8,859-90.1% | $12,270-92.8% |