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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,076 | $76,551-32.0% | $123,894-58.0% | $62,881-17.2% |
| Participation rate | 38.5% | 73.0%-34.5pp | 81.4%-42.9pp | 69.3%-30.8pp |
| Annual return | 7.68% | 18.68%-11.0pp | 47.52%-39.8pp | 20.14%-12.5pp |
| Employer contribution / active EE | $1,072 | $2,882-62.8% | $4,617-76.8% | $2,281-53.0% |
| Participant deferral / active EE | $2,582 | $4,840-46.7% | $5,984-56.9% | $3,203-19.4% |
| Admin fee / account holder | $3,494 | $4,826-27.6% | $8,357-58.2% | $4,296-18.7% |