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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,673 | $73,863-20.6% | $143,797-59.2% | $68,490-14.3% |
| Participation rate | 46.4% | 66.7%-20.2pp | 80.3%-33.9pp | 67.9%-21.5pp |
| Annual return | -16.13% | 0.91%-17.0pp | -0.04%-16.1pp | -7.85%-8.3pp |
| Employer contribution / active EE | $830 | $3,185-73.9% | $4,952-83.2% | $2,597-68.0% |
| Participant deferral / active EE | $2,050 | $3,385-39.4% | $5,638-63.7% | $4,028-49.1% |
| Admin fee / account holder | $844 | $5,756-85.3% | $14,679-94.3% | $5,403-84.4% |