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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,015 | $77,962+55.2% | $178,540-32.2% | $80,935+49.5% |
| Participation rate | 42.9% | 65.7%-22.8pp | 77.1%-34.3pp | 67.7%-24.8pp |
| Annual return | 16.60% | 18.10%-1.5pp | 27.15%-10.5pp | 35.66%-19.1pp |
| Employer contribution / active EE | $2,667 | $2,280+17.0% | $3,953-32.5% | $2,757-3.3% |
| Participant deferral / active EE | $2,947 | $4,404-33.1% | $6,281-53.1% | $4,299-31.5% |
| Admin fee / account holder | $3 | $7,156-100.0% | $10,424-100.0% | $6,924-100.0% |