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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,072 | $202,463-22.4% | $169,397-7.3% | $139,487+12.6% |
| Participation rate | 36.4% | 81.1%-44.7pp | 77.2%-40.8pp | 80.3%-44.0pp |
| Annual return | 21.87% | 532.64%-510.8pp | 406.23%-384.4pp | 373.84%-352.0pp |
| Employer contribution / active EE | $740 | $4,694-84.2% | $4,013-81.6% | $4,755-84.4% |
| Participant deferral / active EE | $3,391 | $6,941-51.1% | $6,223-45.5% | $6,713-49.5% |
| Admin fee / account holder | $48 | $10,726-99.5% | $9,017-99.5% | $11,407-99.6% |