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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,837 | $93,617-57.4% | $135,982-70.7% | $75,177-47.0% |
| Participation rate | 77.1% | 75.2%+1.9pp | 81.9%-4.8pp | 67.2%+9.9pp |
| Annual return | 20.15% | 30.89%-10.7pp | 68.32%-48.2pp | 160.75%-140.6pp |
| Employer contribution / active EE | $642 | $3,538-81.9% | $4,859-86.8% | $2,671-76.0% |
| Participant deferral / active EE | $6,279 | $6,406-2.0% | $7,760-19.1% | $4,126+52.2% |
| Admin fee / account holder | $8,015 | $6,980+14.8% | $10,767-25.6% | $5,651+41.8% |