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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,295 | $77,817+1.9% | $123,553-35.8% | $64,173+23.6% |
| Participation rate | 79.3% | 74.7%+4.6pp | 82.3%-3.0pp | 69.6%+9.7pp |
| Annual return | -2.60% | 12.49%-15.1pp | 119.21%-121.8pp | 7.63%-10.2pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $3,824 | $5,240-27.0% | $6,426-40.5% | $3,470+10.2% |
| Admin fee / account holder | $14,625 | $5,519+165.0% | $9,284+57.5% | $4,887+199.2% |