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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,100 | $98,776-63.5% | $149,745-75.9% | $79,856-54.8% |
| Participation rate | 78.8% | 75.8%+3.0pp | 82.5%-3.7pp | 69.6%+9.1pp |
| Annual return | 12.08% | 27.38%-15.3pp | 276.72%-264.6pp | 31.71%-19.6pp |
| Employer contribution / active EE | $759 | $3,217-76.4% | $4,646-83.7% | $2,471-69.3% |
| Participant deferral / active EE | $4,822 | $5,681-15.1% | $6,843-29.5% | $3,741+28.9% |
| Admin fee / account holder | $15,722 | $6,053+159.8% | $9,312+68.8% | $5,306+196.3% |