Filings through .
6 of 18 flags tripped on the 2025 filing.
Corrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).
Low participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Low participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
Low returns
Annual investment return is in the bottom quintile of the peer cohort.
Low assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$61K in admin expenses, $126 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
1 fund of $250K or more; 6 lines in all, holding $2.5M of the plan's $2.4M. Recordkeeper: Transamerica (Aegon).
Target-date series: American Funds Target Date, mutual fund, 5% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| PIMCO Commodity Real Ret Strat Instl Mutual fund American Century · Mutual fund | $2.2M | 91.3% |
| American Funds Target Date Capital Group · Mutual fund Target-date, 4 vintages | $121K | 4.9% |
| Income R6 Brown Advisory Small-Cap Growth Inv Mutual fund Brown Advisory · Mutual fund | $33K | 1.3% |
| Capital World Bond Fund Class R-6 Capital Group · Mutual fund | $26K | 1.1% |
| Inflation-Adjusted Bond Fund R6 Class American Century · Mutual fund | $19K | 0.8% |
| Franklin High Income Fd - Adv Franklin Templeton · Mutual fund | $14K | 0.6% |
Added 1 fund, dropped 3 funds.
| Fund | Year-end value |
|---|---|
| AddedPIMCO Commodity Real Ret Strat Instl Mutual fund | $2.2M |
| DroppedInvesco Comstock Fund Class R6 | $297K |
| DroppedFranklin Income Fund Class R6 | $274K |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 1 stable value or insurance line.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
1 more change in this lineup is on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 4 by compensation.
| Provider | Compensation |
|---|---|
Filed as: TRANSAMERICA RETIREMENT SOLUTIONS, Service code 15 · EIN 13-3689044 Recordkeeping | $29,951 |
THE BENEFIT PRACTICE9 years Service code 15 · EIN 13-4144565 Recordkeeping | $26,276 |
JP MORGAN3 years Filed as: J.P. MORGAN SECURITIES LLC Service code 26 · EIN 13-4110995 Advisory (Participants) | $5,241 |
COHNREZNICK LLP3 years Filed as: COHN REZNICK LLP Service code 10 · EIN 22-1478099 Accounting | $0 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
6 feature codes on the 2025 filing.
3 contacts
11 filings · 2015 to 2025