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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,460 | $160,028+82.1% | $147,080+98.2% | $145,884+99.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.62% | 98.60%-90.0pp | 420.17%-411.6pp | 551.85%-543.2pp |
| Employer contribution / active EE | $7,596 | $5,286+43.7% | $4,933+54.0% | $4,662+62.9% |
| Participant deferral / active EE | $9,075 | $8,422+7.8% | $8,066+12.5% | $6,690+35.7% |
| Admin fee / account holder | $6,536 | $15,030-56.5% | $12,989-49.7% | $13,392-51.2% |