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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,710 | $77,908-45.2% | $149,696-71.5% | $75,173-43.2% |
| Participation rate | 68.4% | 65.6%+2.8pp | 78.8%-10.4pp | 67.2%+1.2pp |
| Annual return | 16.40% | 31.73%-15.3pp | 134.46%-118.1pp | 160.72%-144.3pp |
| Employer contribution / active EE | $484 | $3,138-84.6% | $4,821-90.0% | $2,671-81.9% |
| Participant deferral / active EE | $2,468 | $3,411-27.6% | $5,682-56.6% | $4,126-40.2% |
| Admin fee / account holder | $3,480 | $5,950-41.5% | $13,212-73.7% | $5,651-38.4% |