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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,659 | $77,638-57.9% | $156,551-79.1% | $62,881-48.1% |
| Participation rate | 66.2% | 71.2%-5.0pp | 84.0%-17.8pp | 69.3%-3.1pp |
| Annual return | 5.46% | 50.33%-44.9pp | 32.23%-26.8pp | 20.14%-14.7pp |
| Employer contribution / active EE | $371 | $3,444-89.2% | $5,501-93.3% | $2,281-83.7% |
| Participant deferral / active EE | $1,818 | $3,046-40.3% | $4,871-62.7% | $3,203-43.2% |
| Admin fee / account holder | $444 | $5,561-92.0% | $13,028-96.6% | $4,296-89.7% |