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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,887 | $106,280+103.1% | $96,538+123.6% | $139,487+54.8% |
| Participation rate | 77.8% | 77.8%-0.1pp | 74.3%+3.4pp | 80.3%-2.6pp |
| Annual return | 12.69% | 38.48%-25.8pp | 35.74%-23.0pp | 373.84%-361.2pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,740-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $4,622 | $5,457-15.3% | $4,880-5.3% | $6,713-31.1% |
| Admin fee / account holder | $2,167 | $7,888-72.5% | $6,737-67.8% | $11,407-81.0% |