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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,246 | $107,368+23.2% | $92,915+42.3% | $152,909-13.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 15.84% | 145.64%-129.8pp | 109.45%-93.6pp | 345.46%-329.6pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,284 | $4,848-11.6% | $4,238+1.1% | $5,851-26.8% |
| Admin fee / account holder | $1,774 | $7,082-75.0% | $5,796-69.4% | $11,601-84.7% |