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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,320 | $97,732+2.6% | $83,831+19.7% | $135,380-25.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.22% | 1287.56%-1294.8pp | 850.99%-858.2pp | 519.81%-527.0pp |
| Employer contribution / active EE | $46 | $4,222-98.9% | $3,631-98.7% | $4,779-99.0% |
| Participant deferral / active EE | $3,815 | $4,683-18.5% | $4,082-6.5% | $5,609-32.0% |
| Admin fee / account holder | $524 | $6,675-92.2% | $5,479-90.4% | $10,828-95.2% |