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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,361 | $123,898-34.3% | $116,538-30.2% | $155,188-47.6% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.8%+19.2pp |
| Annual return | 17.39% | 16.04%+1.4pp | 17.97%-0.6pp | 148.84%-131.4pp |
| Employer contribution / active EE | $9,388 | $4,739+98.1% | $4,541+106.7% | $4,248+121.0% |
| Participant deferral / active EE | $7,454 | $6,400+16.5% | $6,207+20.1% | $6,531+14.1% |
| Admin fee / account holder | $513 | $9,174-94.4% | $8,737-94.1% | $14,480-96.5% |