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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,763 | $97,765-40.9% | $103,486-44.2% | $145,884-60.4% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 22.77% | 25.44%-2.7pp | 23.93%-1.2pp | 551.85%-529.1pp |
| Employer contribution / active EE | $9,082 | $4,687+93.8% | $4,679+94.1% | $4,662+94.8% |
| Participant deferral / active EE | $7,676 | $6,606+16.2% | $6,628+15.8% | $6,690+14.7% |
| Admin fee / account holder | $1,266 | $12,505-89.9% | $9,354-86.5% | $13,392-90.5% |